Finance

How to Get Pre-Approved to Buy a House

So you’ve decided to buy a house. Congratulations: You are now on your way toward purchasing a home. The first step is understanding how you get pre-approved to buy a house. Being pre-approved for a mortgage is not the same thing as being prequalified. Pre-qualified...
What Is Property Tax?

What Is Property Tax?

If you're a potential home buyer, you've probably estimated a mortgage payment. One of the items that makes up your monthly mortgage payment is property tax. In this article we cover what it is and how to determine your property tax.  What is it? Quite simply,...

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Benefits Of Accepting A Cash Offer On A House

Benefits Of Accepting A Cash Offer On A House

You decide to move, put your house on the market, and generally hope for a quick sale with strong offers. And then all of the sudden, you receive a cash offer. Fortunately for you, accepting a cash offer provides several advantages over a traditional real estate...

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What Is House Hacking?

What Is House Hacking?

House hacking. It’s one of the less popular terms in real estate. But you’ve probably heard of it without realizing there was an official name. Simply put, it is a strategy where you live in a primary residence, but also rent out portions of your home to offset the...

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How Much Commission Does a Realtor Make?

How Much Commission Does a Realtor Make?

Traditional real estate agents make their money through a commission structure. Agents are paid directly for services rendered in the sale of or the purchase of property. But, how much commission does a realtor actually make? While this is public information that all...

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Airbnb Investments

Airbnb Investments

There are countless ways in which people can invest their money. The stock market, businesses, bonds, etc. to name a few. But what about real estate? More specifically, Airbnb investments.   Some people have made Airbnb investments their entire career. It’s...

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Buying A Second Home For Investment

Buying A Second Home For Investment

Whether you’re in the beginning stages of your career, have been working for a while, or are even retired; the thought of investing has probably crossed your mind. There are various avenues in which you can explore for investing, and real estate has become an...

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How to Calculate Closing Costs – A Complete Guide

How to Calculate Closing Costs – A Complete Guide

Buying a house is often considered one of the most stressful times in a person's life for a number of reasons. But a significant part of this is the amount of money changing hands. Undoubtedly, what adds to that stress are the mysteriously dubbed "closing costs" that...

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How Much Does it Cost to Sell a House?

How Much Does it Cost to Sell a House?

Selling a house can be expensive, but as they say, sometimes you have to spend money to make money. While real estate agent commission costs are the biggest part of what you stand to pay, there are other costs to be aware of too. In our experience, sellers pay roughly...

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How Much Does it Cost to Build a House? 

How Much Does it Cost to Build a House? 

It’s a commonly asked question - how much does it cost to build a house vs buying a pre-existing house? You’d think there would be an easy answer to that simple question, but there isn’t. The answer you seek will arise from many different factors that you need to...

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How Long Does Underwriting Take?

How Long Does Underwriting Take?

Most people finance a home with a mortgage which will require them to go through the underwriting process. The mortgage underwriting process can be a nerve racking time because it’s so revealing of one's personal and financial history. Because of this, it’s important...

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Who Gets the House When a Spouse Dies?

Who Gets the House When a Spouse Dies?

The death of a spouse is a terrible event to go through and dealing with the deceased spouse’s affairs can be an equal nightmare. Survivorship or inheritance of the home is a concern for most people and it should not be taken lightly. Generally, a spouse inherits...

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What is Redlining?

What is Redlining?

Redlining in real estate has been going on at least formally since 1934, when the National Housing Act was created, which also established the Federal Housing Administration. According to the Fair Housing Act of 1968, which made redlining officially illegal,...

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How to Airbnb Your House: Things to Consider

How to Airbnb Your House: Things to Consider

Many homeowners these days are considering renting out their spare rooms or entire homes on Airbnb (or other short term rental sites) to make some extra cash. It’s a tempting endeavor to pursue because many homeowners have empty rooms they can share or may be out of...

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What Mortgage Programs Exist to Help Minorities?

What Mortgage Programs Exist to Help Minorities?

Over the years in the United States, mortgage lenders have unfortunately been as guilty as other parts of American society in denying equal rights to minorities. This practice in mortgage lending was known as “redlining.” And while redlining has been labeled as...

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Do You Qualify for Covid-Related Mortgage Relief?

Do You Qualify for Covid-Related Mortgage Relief?

With the passage and signing of the CARES Act into law on March 27, 2020, the federal government set into motion a massive $2.2 trillion covid-19 relief bill and the largest single economic rescue plan in the history of the US. And in this act are plans to help...

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How Much Does it Cost to Buy a House? Know This Beforehand

How Much Does it Cost to Buy a House? Know This Beforehand

Buying a house isn’t just buying a house, and buying a house isn’t cheap. While the downpayment is commonly the most substantial amount of what you’re paying when you buy a house, there are a number of other fees you will need to pay as well - either one time or...

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Buying a Home: Tips to Save For Your Down Payment

Buying a Home: Tips to Save For Your Down Payment

When you decide to buy a house, it is important that you have money saved. Not only will you need money for closing costs, you are going to need to be able to put as much money down as possible. In fact, the higher your down payment is, the more money that you can...

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What Can I Do If My House is About to Be in Foreclosure?

What Can I Do If My House is About to Be in Foreclosure?

If your house is in foreclosure or on the verge of foreclosure, you are probably feeling incredibly overwhelmed and stressed.  Maybe all you want to do is pretend it’s not happening. But, you’ll help yourself out (short-term and long-term) if you spring into action....

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What To Know Before Investing in Real Estate

What To Know Before Investing in Real Estate

So you're thinking of investing in real estate? If you’re looking for a quick and easy way to make a profit on an investment, you should find something else to invest in. Real estate investment is time-consuming. And, like with most investments, you never know what’s...

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How to Build Your Credit Score

How to Build Your Credit Score

To say that buying a house is a big financial commitment would be an incredible understatement. Deciding to buy a house or a second home in the mountains is the easy part. Actually reaching a point where a lender will help you finance this decision, now that's hard...

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